Why Lease?

Maintains Cashflow in your business

Leasing enables the cost of goods to be spread over a maximum term of 7 years. This maintains cash within your business, which can be utilised for other means.

Fixed Payments throughout term

This assists when planning budgets, as repayments are fixed on day one. It also combats any future interest rate rises, as rates are fixed throughout.

100% Finance

Leasing often provides you with finance for the total cost of a project including installation, training and other associated costs. Agreements can have equal repayments throughout the term with no requirement for large up front deposits that affect cash flow

Lease Rental

Here the equipment is technically rented through the primary period and abandoned for future usage at the end of the agreement, given that this is what you require. In other words, you get to keep the equipment for however long you wish. Benefits from accelerated tax relief in comparison to lease purchase and is often the favoured option when using asset finance.

Examples of Lease Rental

These quotations are correct at time of publication.

*Please call us to explain how tax relief works or alternatively your accountant will be able to clarify matters further. All payments shown are subject to VAT at relevant rate.

Question and Answers Regarding Leasing

Q. How long can I lease over?
We have agreements running from 6 months through to 7 years ­ whichever term best suits your needs.

Q. I’ve just started in business, surely that counts me out?
As our finance is secured against the asset, we can assist many new start companies. It may involve a little more detail, but our recently employed start-up underwriter is on hand to ensure that you achieve the best possible credit agreement.

Q. I’m not certain I’ve got the project yet, but need to know if I can get the finance?
Just advise your consultant. As long as we are aware, we are prepared to take on the cost of underwriting and agreeing the deal to ensure that you can meet your commitments should you successfully gain the contract.

Q. Can the facility be withdrawn?
As long as you maintain your payments the facility cannot be withdrawn. This is unlike an overdraft, where the power to foreclose is nearly always a threat.

Q. Can I settle the agreement off early?
In most instances you are able to settle the agreements off early on very competitive terms. Please ask if you feel this may be an avenue you need to explore and they will provide you with the settlement terms relevant to your agreement.

Q. I already have a good relationship with my bank, why do I need your help?
While many customers enjoy good relationships with their banks, it does not always result in you gaining the most competitive agreement.

It is well known that banks make the majority of their profits from commercial clients. With excess fees and standardised rates, we now find that even our bank contacts struggle to provide the better deals.

Even if you think you are being provided with a good arrangement, why not test them out? With our knowledge of the marketplace we can quickly establish whether any better terms are around.

At the very least you can gain comfort in your current banks offer, or at the very best a new credit facility and a more competitive package.

Q. I have another question that isn’t listed!
Please contact a member of our staff who will be happy to provide an answer to your query - Contact Us